Designed for owners of and investors in single family home rentals, this policy is written through the property owner and tenants are named as loss payees. Tenants can enroll with the simple check of a box on their lease and payment is auto-deducted as part of their monthly rent payment. For owners, this coverage is a value-add selling point to tenants and helps to limit tenant claims on your property policies. For tenants, this coverage is an easy way to protect personal belongings without the headache of dealing with a third-party insurance company.